Santam’s geographical footprint, scale, brand strength, business diversity and distribution networks put the group in a strong competitive position in South Africa, where we have a market share of more than 22%.

The group further benefits from the diversity of our product offering and multiple channel capabilities (including a growing direct channel market share), which have contributed to sustained underwriting surpluses despite highly adverse operating conditions. We currently insure 86 of the top 100 companies listed on the JSE and has a network of more than 2 700 intermediaries.

Through our partnership with SEM, we offer intermediaries access to 13 insurance licences across the African continent, India, and Malaysia.